Terp VISA Card

The Official Credit Card of University of Maryland Alumni & Fans

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APR* FOR THE FIRST 12 MONTHS

Qualified applicants receive 0% APR* for the first 12 months after card opening on purchases and balance transfers.

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Promotions

Earn 1 point for every $1 spent on all purchases, all year round. Plus, new cardholders take advantage of the following promotions: 

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0% APR* for the first 12 months after card opening on purchases and balance transfers 

*Terms and conditions: APR=Annual Percentage Rate. The promotional APR for balance transfers and purchases for new cardholders is 0% for the first 12 billing cycles after card issuance. The balance transfer fee is 3% or $10, whichever is greater, for Terps VISA® Signature Rewards accounts. After that, your APR will be 15.00% - 24.00% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. If you are requesting Terps Card to transfer outstanding credit card balances to your Terps VISA® Signature Rewards credit line, finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your request(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Terps Card reserves the right to refuse any application.

FLY ON US

Earn 50,000 bonus points when you spend $5,000 in purchases within 90 days of card issuance*

*Terms and Conditions: New cardholder accounts are eligible for 50,000 bonus points after spending $5,000 in purchases within the first 90 days of card issuance. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after promotional period for points to be applied. Offer available for a limited time and subject to end without notice. Terps Card reserves the right to refuse any application. **As of 9/1/2018 50,000 points covered an October round trip ticket from BWI to LAX. Point values are subject to change at any time based on market cost, dates, and locations.

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10X points on all University of Maryland purchases*

*Terms and conditions: Ten times bonus points apply to applicable purchases from the University of Maryland. "Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Allow 30 days for points to be applied. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Terps Card reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.

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Card Overview

Terp VISA Card

New cardholders take advantage of introductory rate on purchases and balance transfers.

The exclusive card of Maryland alumni & fans rewards you for every purchase. Redeem points for:

  • Gift cards including VISA, Amazon, & more

  • Exclusive travel with no blackout dates including Southwest Airlines

  • Premium merchandise & experiences

  • Feeling charitable? Donations back to Maryland

Plus

NO Annual Fee
NO Foreign Transaction Fees
High-end VISA Signature benefits

SECURITY REASSURANCE

Rest easy knowing that we are committed 24/7 to maintaining your security. Visit our security center to learn about the security benefits that come with your Terps VISA® Signature Rewards Card. 

MANAGE YOUR ACCOUNT

Manage your account online to view transactions, make payments, request a balance transfer, request a credit limit increase, or set up automatic payments. 

MOBILE ACCESS

Access your account anytime, anywhere with the Terps Card Mobile App. PLUS, add your card to your digital wallet to make purchases easier than ever! 

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