The Official Credit Card of University of Maryland Alumni & Fans
APPLY NOW
Stay fearless and show your Maryland pride every time you shop with the Terps VISA® Signature Rewards Card. Earn Terp Rewards on your everyday transactions and redeem points for exclusive travel, premium merchandise, events, and gift cards.
Earn 2 points for every $1 spent on all purchases, all year round. Plus, new cardholders take advantage of the following promotions:
52 times the reward points offer available to all Terps cardholders and equates to 2 rewards points earned for every $1 spent on purchases for goods and services minus returns and other credits on purchases made between October 1, 2023 and December 31, 2023. “Purchases” do not include balance transfers, cash advances, checks that access your account, prepaid cards, foreign currency, gift cards, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, wire transfers, bill pay, similar transfers, or other cash equivalents, interest or fees off any kind. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit rewards points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after eligible purchase period for points to be applied.
2New cardholder accounts are eligible for 10,000 bonus points after spending $500 in purchases within the first 30 days of card issuance. This offer is not available for applicants who have or have had this card. Eligible purchases are purchases for goods and services minus returns and other credits. "Purchases" do not include balance transfers, cash advances, prepaid cards, gift cards, wire transfers, bill pay, similar transfers, or other cash equivalents. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit bonus points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after qualification period for points to be applied. Terps Card reserves the right to refuse any application.
3Terms and conditions: Ten times bonus points apply to applicable purchases from the University of Maryland. "Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Allow 30 days for points to be applied. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Terps Card reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.
New cardholders take advantage of introductory rate on purchases and balance transfers.
The exclusive card of Maryland alumni & fans rewards you for every purchase. Redeem points for:
Gift cards including VISA, Amazon, & more
Exclusive travel with no blackout dates including Southwest Airlines
Premium merchandise & experiences
Feeling charitable? Donations back to Maryland
Plus
NO Annual Fee
NO Foreign Transaction Fees
High-end VISA Signature benefits
SECURITY REASSURANCE
Rest easy knowing that we are committed 24/7 to maintaining your security. Visit our security center to learn about the security benefits that come with your Terps VISA® Signature Rewards Card.
MANAGE YOUR ACCOUNT
Manage your account online to view transactions, make payments, request a balance transfer, request a credit limit increase, or set up automatic payments.
MOBILE ACCESS
Access your account anytime, anywhere with the Terps Card Mobile App. PLUS, add your card to your digital wallet to make purchases easier than ever!