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Terp Rewards

Rewarding yourself is easy with the Terps VISA® Signature Rewards Card!

Earn points by making purchases with your Terps Card and earn 1 point for every $1 you spend and watch the points add up! With hundreds of rewards to choose from, redeem your points for the rewards you want. 

Earn & Redeem

Earn Points Everyday

Use your Terps Card and earn 1 point for every $1 spent on all purchases. 

Earn Up To 10X Points

When you shop online through Terp Rewards you can earn up to 10 points per $1 spent!

Reward Yourself

Redeem points for travel, merchandise, gift cards, and more! 

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APR* FOR THE FIRST 12 MONTHS

Qualified applicants receive 0% APR* for the first 12 months after card opening on purchases and balance transfers. Learn More. 

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases

0.00% Introductory APR for 12 months from issuance of card.

After that, your APR will be 14.75% to 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

0.00% Introductory APR for 12 months from issuance of the card. 

After that, your APR will be 14.75% to 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

APR for Cash Advances 14.75% to 24.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

Transaction Fees

Balance Transfer Fee: $10.00 or 3.00% of the amount of each balance transfer, whichever is greater

Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee: None

Transaction Fee for Purchases: None