*Terms and Conditions: New cardholders are eligible for 50,000 bonus points after $5,000 in purchases within the first 90 days of card issuance. "Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after promotional period for points to be applied. Terps Card reserves the right to refuse any application.