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Terps Card

Introducing the Official Credit Card of University of Maryland Alumni & Fans!

Stay fearless and show your Maryland pride every time you shop with the Terps VISA® Signature Rewards Card. Earn Terp Rewards on your everyday transactions and redeem points for exclusive travel, premium merchandise, events, and gift cards. PLUS, donations back to the University of Maryland Alumni Association.

 

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Features & Benefits

Terp Rewards

Earn 1 point for every $1 spent with your Terps VISA® Signature Rewards Card. Redeem points for the rewards you want!

No Fees

Annual Fee: NONE
Foreign Transaction Fees: NONE

VISA® Signature Benefits

Enjoy all of the standard peace of mind benefits from VISA® plus enhanced VISA® perks and privileges.

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Terps Card Overview
Features Terps Card
Annual Fee No
Foreign Transaction Fees No
Rewards Yes
Introductory Offer Yes: 50,000 Points*, 0% APR*
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Visa® Signature Benefits
  • Emergency Card/Cash Disbursement

  • Lost/Stolen Card Reporting

  • Auto Rental*

  • Roadside Dispatch

  • Travel/Emergency Assistance*

  • Signature Concierge

  • Signature Perks – Travel, Entertainment, Fine Wine & Food, Sports, and Shopping

  • Warranty Manager

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases

0.00% Introductory APR for 12 months from issuance of card.

After that, your APR will be 14.75% to 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

0.00% Introductory APR for 12 months from issuance of the card. 

After that, your APR will be 14.75% to 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

APR for Cash Advances 14.75% to 24.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

Transaction Fees

Balance Transfer Fee: $10.00 or 3.00% of the amount of each balance transfer, whichever is greater

Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee: None

Transaction Fee for Purchases: None