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Terp Rewards

Earn & Redeem

Earn Points Everyday

Use your Terps Card and earn 1 point for every $1 spent on all purchases. 

Earn Up To 10X Points

When you shop online through Terp Rewards you can earn up to 10 points per $1 spent!

Reward Yourself

Redeem points for travel, merchandise, gift cards, and more! 

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Terps Card

 

Stay fearless and show your Maryland pride every time you shop with the Terps VISA® Signature Rewards Card. Earn Terp Rewards on your everyday transactions and redeem points for exclusive travel, premium merchandise, events, and gift cards.

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases

Your APR will be 13.25% to 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

After that, your APR will be 13.25% – 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

APR for Cash Advances 12.25% to 24.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

Transaction Fees

Balance Transfer Fee: $10.00 or 3.00% of the amount of each balance transfer, whichever is greater

Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee: None

3 Terms and conditions: Ten times bonus points apply to applicable purchases from the University of Maryland. "Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Allow 30 days for points to be applied. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Terps Card reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.