Rewarding yourself is easy with the Terps VISA® Signature Rewards Card!
Earn points by making purchases with your Terps Card and earn 1 point for every $1 you spend and watch the points add up! With hundreds of rewards to choose from, redeem your points for the rewards you want.
Earn Points Everyday
Use your Terps Card and earn 1 point for every $1 spent on all purchases.
Earn Up To 10X Points
When you shop online through Terp Rewards you can earn up to 10 points per $1 spent!
Redeem points for travel, merchandise, gift cards, and more!
VACATION ON US
Earn 30,000 bonus points when you spend $5,000 in purchases within 90 days of card issuance2
24-hour VISA® Signature Concierge
Instant access to dozens of benefits and once in a lifetime experiences
APR1 FOR THE FIRST 12 MONTHS ON BALANCE TRANSFERS
Qualified applicants receive 0% APR1 for the first 12 months after card opening on balance transfers. Learn More.
|Interest Rates and Interest Charges|
|Annual Percentage Rate (APR) for Purchases||
Your APR will be 15.00% to 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
|APR for Balance Transfers||
0.00% Introductory APR for 12 months from issuance of the card.
After that, your APR will be 15.00% to 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
|APR for Cash Advances||15.00% to 24.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.|
Balance Transfer Fee: $10.00 or 3.00% of the amount of each balance transfer, whichever is greater
Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee: None
Transaction Fee for Purchases: None
1Terms and conditions: APR=Annual Percentage Rate. The promotional APR for balance transfers for new cardholders is 0% for the first 12 billing cycles after card issuance. The balance transfer fee is 3% or $10, whichever is greater, for Terps VISA® Signature Rewards accounts. After that, the APR for balance transfers will be 15.50% - 24.00% based on your creditworthiness. The APR for all purchases is 15.50% - 24.00% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. If you are requesting Terps Card to transfer outstanding credit card balances to your Terps VISA® Signature Rewards credit line, finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your request(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Terps Card reserves the right to refuse any application.