|Interest Rates and Interest Charges|
|Annual Percentage Rate (APR) for Purchases||
Your APR will be 13.25% to 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
|APR for Balance Transfers||
After that, your APR will be 13.25% – 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
|APR for Cash Advances||12.25% to 24.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.|
Balance Transfer Fee: $10.00 or 3.00% of the amount of each balance transfer, whichever is greater
Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee: None
3 Terms and conditions: Ten times bonus points apply to applicable purchases from the University of Maryland. "Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Allow 30 days for points to be applied. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Terps Card reserves the right to refuse any application. Offer available for a limited time and subject to end without notice.