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Terps Card

Introducing the Official Credit Card of University of Maryland Alumni & Fans!

Stay fearless and show your Maryland pride every time you shop with the Terps VISA® Signature Rewards Card. Earn Terp Rewards on your everyday transactions and redeem points for exclusive travel, premium merchandise, events, and gift cards. PLUS, donations back to the University of Maryland Alumni Association.

 

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Features & Benefits

Terp Rewards

Earn 1 point for every $1 spent with your Terps VISA® Signature Rewards Card. Redeem points for the rewards you want!

No Fees

Annual Fee: NONE
Foreign Transaction Fees: NONE

VISA® Signature Benefits

Enjoy all of the standard peace of mind benefits from VISA® plus enhanced VISA® perks and privileges.

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Terps Card Overview
Features Terps Card
Annual Fee No
Foreign Transaction Fees No
Rewards Yes
Introductory Offer 5x points on gas, groceries, and restaurants¹
Scroll right to see the entire table
Visa® Signature Benefits
  • Emergency Card/Cash Disbursement

  • Lost/Stolen Card Reporting

  • Auto Rental*

  • Roadside Dispatch

  • Travel/Emergency Assistance*

  • Signature Concierge

  • Signature Perks – Travel, Entertainment, Fine Wine & Food, Sports, and Shopping

  • Warranty Manager

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases

Your APR will be 13.25% to 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

After that, your APR will be 13.25% – 24.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

APR for Cash Advances 12.25% to 24.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

Transaction Fees

Balance Transfer Fee: $10.00 or 3.00% of the amount of each balance transfer, whichever is greater

Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater

Foreign Transaction Fee: None

1Terms and conditions: Bonus points apply to applicable purchases made between 07/01/2021 to 09/30/2021 based on Visa merchant category codes (MCC). CU Campus Card Services makes every effort to include all relevant merchants for bonus point earnings. However, even though a merchant or some of the items that it sells may appear to fit within a bonus point category, the merchant may not have a merchant code in that category, and in those cases purchases will not be eligible for bonus points. 5x points: earn 5 points per net dollar spent at gas stations, grocery stores, and restaurants. Rewards are only earned on Terps Card Rewards accounts, selected at the time of application. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Transactions are subject to the account opening disclosure and your Credit Card Agreement. CU Campus Card Services reserves the right to refuse any application or transaction. Allow up to 60 days for bonus points to be applied.

2New cardholder accounts are eligible for 10,000 bonus points after spending $500 in purchases within the first 30 days of card issuance. This offer is not available for applicants who have or have had this card. Eligible purchases are purchases for goods and services minus returns and other credits. "Purchases" do not include balance transfers, cash advances, prepaid cards, gift cards, wire transfers, bill pay, similar transfers, or other cash equivalents. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you cancel or return purchases you made to meet the required spend), we may not credit bonus points or we may take away points from your account. We may also cancel this Card account. Transactions are subject to the account opening disclosure and your Credit Card Agreement. Allow up to 60 days after qualification period for points to be applied. Terps Card reserves the right to refuse any application.